Philanthropy is a topic that has been debated quite extensively in the past in South Africa. I guess the economic meltdown has sort of dampened the debate. However, the topic is actually more relevant in the economic meltdown because of the negative social implications that will arise from the state of the economy. A typical cycle a person goes through in life can be divided into two halves: the first and the second. In terms of age, in an individual's life cycle the 20s are more about building one's place in the world. The 30s and 40s represent wealth-building.